Effects of Urban–Rural Medical Insurance Integration on Health: Evidence from Rural China
Bai, Jin, & Hua Li · Journal of Asian Economics, 2024, 101714
Urban–rural medical insurance integration aims to raise reimbursements for rural residents and ultimately improve their health.
Using China Family Panel Studies (CFPS) 2010–2018, the authors employ a time‑varying DID model to estimate impacts on physical and mental health among middle‑aged and elderly rural residents.
Results show sustained improvements in both dimensions of health.
Mechanisms include released medical demand, reduced financial burden, and increased trust in physicians.
The policy also indirectly boosts insurance enrollment willingness among low‑income rural elders, further enhancing service access and health.
Regular village‑committee announcements of policy updates amplify these positive effects.
中文参考：
城乡医保一体化旨在提高农村居民的医保报销水平并改善其健康状况。基于2010—2018年中国家庭追踪调查（CFPS）数据，研究采用时变双重差分模型识别政策对农村中老年人身心健康的影响。结果表明，政策显著且持久地改善了其身心健康。其作用机
